If we’re anything alike, you eschew the grind of mall shopping and do the majority of your present purchasing in the comfort of your own home. Wine? Check. Laptop? Check. Credit card? Check. Forget about the crowds and craziness.
First, make sure your internet connection is secure. Are you using public wi-fi? Your information is not secure. Anyone sitting in that coffee shop or fast food restaurant can pull your financial information with the right knowledge and technology. Don’t shop or bank from public wi-fi. Period.
Anyone can throw a website up on the internet and charge you money for a product. Check the reputation of any store where you’ve not shopped before. Google them. Ask your friends. If in doubt, do not buy. Same goes with eBay: check the seller’s reputation. If they have poor feedback, don’t buy from them.
Once you’ve found the store from which you’d like to buy, be sure your information is safe during checkout by noting the https:// on their website address or by a padlock in the lower right of your browser screen. The preference is that your information is encrypted when sent over the internet to the seller. Once again, staying with reputable sellers over the internet will likely bring with it encrypted checkout.
stress awareness enough when it comes to your surroundings. This applies both to your physical safety and protecting your identity and financial information from identity thieves. People often joke about forgetting where they parked their car, and yet its that lost person who looks great to muggers and thieves. If you’re too busy trying to find your car or digging through pockets or purse to find keys or shopping list, attackers can peg you right off the bat as a victim. If you’re just hopeless and all parking lanes look the same to you no matter what you do, then try downloading a parking locator app to your cell phone or at least park right under a light to cut down your time being lost. If in doubt, you can always take along a shopping partner. Finally, for those greatly concerned for their safety, ask for security to escort you to your vehicle, especially if you’re weighed down with packages, which can also be a safety issue. If you note a flat tire on your vehicle, immediately re-enter the store and call for assistance from that safe venue.
Identity thieves are now capable of simply using a small RFID reader within your vicinity and pull your financial information from your credit card – even while its in your purse, pocket or wallet. To prevent against this there are a wide variety of wallets on the market to protect against scanning.
Asianet.in , Desk: Asianet Online